How much do you know about money psychologically? An axiom preaches to us that money is the root of problems or even crimes. I want to optimize it to ‘Money is key to happiness or sadness depending on how you are psychologically affected by it’.

Simply speaking, spending less than you earn is a good way to deal with money to gain happiness and ease. No matter how much you earn, spending overboard will only lead your life to disaster. As normal people with wisdom, we will not spend beyond our earnings, for we are wise to know we have to save for the future and contingencies. However; today, many of us spend randomly, unnecessarily, unplanned, or even extravagantly. Do you know what causes us to do so?

That is, we have long been programmed by media to spend, being brainwashed by them with a slogan of pursuing spending as a high-end-styled people. What’s worse, they blatantly indicate to us that only when being this kind of people will we earn others’ respect, envy, admiration, etc. According to this practice, our vanity of being exceptionally praised erupts, making us fall into the trap of arbitrary spending, failing to discover that it is the propaganda that has evilly driven us to spend beyond our means. It is the vested interest to do so to make their buck.

The worst is they prick no conscience to encourage us to spend our future money by paying in different kinds of cards with interest imposed on them. Think about how many times you have jolted from bed at midnight bearing the nightmare of being incompetent to repay the debts with interest accumulated in those cards. It is horrible to live such a life when life can be lived comfortably and reasonably! We don’t need a lot of money to live a happy life if we know how to live it meaningfully and healhily.

Be wise and smart in the area of spending by embracing a positive attitude towards money. Money is paper, a tool for us to trade what we want and need; it has nothing to do with our identity, self-esteem, ability, or power. Your quality is what you are and what is inside you rather than the money in your pocket, not to mention your extravagant spending. The truth is you may not know when you spend extravagantly, you are laughed at and viewed as nouveau riches or fools without your knowledge.

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